金融学核心英文单词及其应用，掌握金融学的英文单词对于理解专业文献、商务沟通以及学术研究至关重要。本文将介绍一些金融学领域常见的核心英文单词及其含义，帮助你提升金融英语能力，以便在国际交流中游刃有余。
Economics: 经济学 - The study of how individuals, businesses, and governments allocate resources to satisfy their needs and wants.
Finance: 金融 - The study of money, credit, assets, liabilities, and their management.
Capital markets: 资本市场 - Where long-term investments are made, such as stocks and bonds.
Investment: 投资 - The act of committing money or other resources in anticipation of future returns.
Stock: 股票 - A share of ownership in a company, representing a claim on its assets and earnings.
Bond: 债券 - A debt security that promises regular interest payments and return of principal at maturity.
Banking: 银行业 - The business of managing money, providing loans, and facilitating financial transactions.
Commercial bank: 商业银行 - 提供存款、贷款和个人理财服务的金融机构。
Central bank: 中央银行 - 国家的货币政策制定者，负责发行货币和管理金融体系。
Risk management: 风险管理 - Identifying, assessing, and controlling financial risks associated with investments.
Insurance: 保险 - A contract where an individual or entity transfers risk to an insurer in exchange for premium payments.
Derivatives: 金融衍生品 - Financial instruments whose value is derived from an underlying asset, like stocks or interest rates.
Balance sheet: 资产负债表 - 显示企业资产、负债和所有者权益的财务报告。
Income statement: 利润表 - 展示公司在一定时期内收入和支出情况的报表。
Financial ratio analysis: 财务比率分析 - 通过计算比率来评估公司财务健康状况的方法。
掌握这些金融学核心英文单词，不仅能够帮助你在专业环境中自信交流，还能加深对全球经济的理解。不断积累和实践，你的金融英语水平必将更上一层楼。