金融英语单词及其翻译，掌握金融英语对于商务人士、经济学家和金融专业人士来说至关重要。这不仅有助于在全球商业环境中有效沟通，还能理解专业文献和金融报告。本文将深入解析一些常见的金融英语单词及其含义，让你在金融领域交流时游刃有余。
Asset (资产): A financial resource that a company or individual owns and expects to generate future economic benefits, such as stocks, bonds, or real estate.
Liability (负债): An obligation or debt owed by a company or individual, like loans or mortgages.
Equity (权益): The difference between an entitys assets and liabilities, representing the owners share in the companys net worth.
Bourse (证券交易所): A marketplace where financial instruments are bought and sold, like the New York Stock Exchange.
Derivative (衍生品): A financial instrument whose value depends on the performance of an underlying asset, such as futures or options.
Portfolio (投资组合): A collection of investments held by an individual or institution to manage risk and maximize returns.
Valuation (估值): Assessing the worth of a company or security based on its financial metrics and market conditions.
Risk management: Identifying, assessing, and mitigating potential losses in investments through strategies like hedging or diversification.
Return on Investment (ROI): A measure of profitability, calculated as the ratio of gains to investment costs.
Loan (贷款): A financial arrangement where funds are provided to a borrower with the expectation of repayment.
Interest rate: The percentage charged or paid for borrowing or lending money.
Bankrupt (破产): The legal status of a company unable to pay its debts.
Gross Domestic Product (GDP): A countrys total market value of goods and services produced within its borders.
Foreign exchange (Forex): The buying and selling of currencies between countries.
International Monetary Fund (IMF): An international organization that promotes global monetary cooperation and financial stability.